IRS & FTB Tax Help
in Santa Ana
Got an IRS or Franchise Tax Board letter? Michael Gonzalez, Enrolled Agent #00171314-EA, has 25+ years of experience resolving back taxes, unfiled returns, levies, and payroll tax problems — in English and Spanish.
Back Taxes & Payment Plans
Installment agreements and other options that fit what you can actually pay.
Owing back taxes to the IRS or California Franchise Tax Board can feel overwhelming, but there are real solutions available. As a federally licensed Enrolled Agent, Michael Gonzalez evaluates your full financial picture and pursues the resolution strategy that makes the most sense for your situation.
What's Included
- IRS Installment Agreements (payment plans)
- Offer in Compromise (OIC) — settle for less than owed
- Currently Not Collectible (CNC) status
- Penalty abatement and interest reduction requests
- FTB (California) back tax resolution
- Payroll tax debt negotiation
Unfiled Tax Returns
We rebuild missing years from your records and IRS transcripts and get you current.
Missing tax returns create compounding problems — substitute returns filed by the IRS, escalating penalties, and loss of refunds. We help individuals and businesses get back into compliance quickly and accurately, often reducing the IRS's substitute assessments significantly.
What's Included
- Prior year individual and business return preparation
- Voluntary Disclosure Program guidance
- IRS Substitute for Return (SFR) reconsideration
- Multi-year catch-up filing strategy
- Penalty minimization for late filings
- State (FTB) unfiled return resolution
Levies & Wage Garnishments
We contact the IRS for you and work toward a release when you qualify.
A bank levy, wage garnishment, or federal tax lien can disrupt your life and business immediately. We act fast to halt collection actions, negotiate with the IRS on your behalf, and pursue the fastest path to releasing holds on your assets and income.
What's Included
- Bank levy release and appeal
- Wage garnishment release
- Federal Tax Lien (NFTL) discharge and subordination
- Collection Due Process (CDP) hearing representation
- IRS Revenue Officer negotiation
- Emergency same-week response available
Penalty Relief & Audits
Requests for penalty relief when you qualify, and representation during IRS audits.
Whether you received a correspondence audit letter or a full field audit notice, you have the right to professional representation. As an Enrolled Agent, Michael can represent you before the IRS and California FTB at every level — without you ever having to speak directly to an examiner.
What's Included
- Correspondence audit response and documentation
- Office and field audit representation
- California FTB audit defense
- Appeals Office representation
- Tax Court preparation and support
- Audit reconsideration requests
Payroll Tax Problems
Late Forms 941, unpaid payroll deposits, EDD notices and trust fund penalty issues.
Unpaid payroll taxes are among the most serious IRS issues a business owner can face. The IRS can hold individuals personally liable through the Trust Fund Recovery Penalty (TFRP). We help businesses resolve payroll tax debt and protect responsible parties from personal liability.
What's Included
- Payroll tax installment agreement negotiation
- Trust Fund Recovery Penalty (TFRP) defense
- IRS Form 941 delinquency resolution
- Personal liability assessment and protection
- Payroll compliance review and correction
- State Employment Development Department (EDD) issues
IRS & FTB Notices
We read the letter, confirm what the agency says you owe, and respond before the deadline.
Every IRS or FTB notice has a deadline and a specific required response. Ignoring or mishandling a notice can escalate a minor issue into a serious collection problem. We review your notice, explain exactly what it means, and respond on your behalf with the documentation needed to resolve it.
What's Included
- CP2000 (underreported income) response
- CP504 (intent to levy) response
- Notice of Deficiency (90-day letter) response
- FTB demand for payment response
- Audit reconsideration and appeals
- Identity theft and tax fraud resolution
- CP2000 • Proposed changes — income reported by employers, banks or others doesn't match your return, so the IRS proposes changes. This is not a bill yet. You can agree or disagree. Reply by the date on the notice, and let us check the figures first.
- California notices (FTB • EDD • CDTFA) — letters from the Franchise Tax Board (income tax), EDD (payroll tax) or CDTFA (sales tax). State agencies have their own deadlines and collection tools. Bring us the letter and we'll explain what it means and what to do next.
The Process
How it works
Free 15-minute call
FreeTell us what letter you received and what you're worried about. Have the notice in hand.
IRS account review
Flat fee, quoted before work beginsWith your written authorization, we pull your IRS transcripts to see what is owed, which years are unfiled and what deadlines apply.
Your options, in writing
We explain the options that fit your situation and give you a written quote for the work.
We deal with the agency
With a signed power of attorney, we talk to the IRS for you and keep you informed at every step.
Who you’ll work with: Michael Gonzalez, EA
“When the IRS writes, people stop sleeping. My job is to find out exactly where you stand and get you a plan.”
- Enrolled Agent #00171314-EA, enrolled to practice before the Internal Revenue Service
- More than 25 years of tax and accounting work with small businesses
- Fully bilingual service in English and Spanish
- Local office at 1323 N Broadway in Santa Ana
- Bookkeeping, payroll and tax preparation in-house, so you stay compliant after the problem is solved
Call today for your free 15-minute call
Have your letter ready when you call. If you can’t call, email us a photo of the first page.
Phone (888) 691-2060 · Michael@scgcfo.com · 1323 N Broadway, Santa Ana, CA 92706
P&M & Associates Firm LLC · Michael Gonzalez, Enrolled Agent #00171314-EA. Every case depends on its own facts, and no particular result is promised or guaranteed. Enrolled Agents are not attorneys and do not give legal advice. We are not affiliated with or endorsed by the IRS, the Franchise Tax Board, EDD or CDTFA. Fees for any agency charges, such as user fees for payment plans, are the client's responsibility and are disclosed in your written quote.